Stop Leaving $50K–$250K+ on the Table
Most business owners don't know what they qualify for — and miss out on capital that's already available to them. We find it, apply for it, and get you funded.
See What You Qualify ForFree — no obligation, no fee unless you get funded
You Know You Need Capital — But the Process Feels Like a Black Box
You've probably spent hours researching funding options, comparing lenders, and wondering if you even qualify. Maybe you've been turned down before, or you're worried about hurting your credit. Maybe you just don't know where to start.
Meanwhile, other business owners in your exact position are getting funded — because they had someone show them the right path.
“If that sounds like where you are right now, you're not alone — and you're in the right place.”
How It Works
Discovery Call
We hop on a call to review your funding goals, credit profile, and what financial products you qualify for.
Custom Funding Plan
We build a tailored funding strategy specific to your goals — credit lines, loans, 0% cards, or a combination.
You Get Funded
We handle the applications and approvals. You receive funding directly from the banks to start, scale, or invest.
Free 15-minute call — most clients see approvals within 7–21 days
Financial Products We Specialize In
0% Business Credit Stacking
Launch your business with confidence using multiple 0% interest accounts. Access revolving credit with no interest for 12–21 months.
Business Line of Credit
Flexible revolving credit line — only pay interest on what you use. Access funds on your own pace as needs arise.
Asset Based Lending
Convert your inventory, equipment, or receivables into the capital you need to grow and sustain your operations.
Long Term Business Loans
Lower payments spread over an extended term, making it easier to manage your finances while you grow.
SBA Loans
Government-backed loans with lower interest rates and longer repayment terms. Ideal for expansion, real estate, or refinancing.
Personal Loans
Secure a personal loan with terms up to five years to manage credit balances, enhance your credit score, and qualify for 0% business funding.
They Were in Your Exact Position
Cade operates at another level that produces such a great experience as my funding advisor. He's professional, patient, and he performs. He helped me acquire the initial funding I needed for my business and was helpful and responsive every step of the way.
My entire experience was nothing short of amazing. He over delivered and made sure that I was successful in getting the funding I need to scale my company. I will definitely be working with him again and refer all of my business friends and colleagues.
Working with Cade through the process, he was very attentive and in constant communication in helping me get business funding and in particular at 0% interest rates. I would refer anybody looking for business funding to work with him.
I'm very impressed how helpful and resourceful they are. Cade was very sweet and helpful with every step of my funding process. I was able to get funded for 2 credit cards totaling $14k! This will help me grow and start in my business.
Cade Fischer
I founded Next Phase Funding because I believe every entrepreneur deserves access to real capital — without the confusion, runaround, or predatory terms that come with going at it alone.
Our team builds custom funding strategies, handles the applications, and walks you through the entire process step by step. We don't get paid unless you get funded — so our success is tied directly to yours.
Whether you're launching a new venture, scaling an existing business, or investing in real estate — we're here to help you get to the next phase.
You Might Be Wondering…
“What's the catch? How do you make money?”
No catch. We charge a fee only after you receive approved funding — never before. If you don't get funded, you don't pay. Our incentive is your success, not an upfront invoice.
“Will this hurt my credit score?”
Our initial review uses a soft pull which does not affect your credit. Hard inquiries only happen when we actually apply — and by then, we've already mapped out a strategy to minimize impact.
“I'm not sure I'd even qualify.”
That's exactly what the free call is for. We'll be upfront about what's realistic for your profile. If the timing isn't right, we'll tell you — and show you what to work on so you're ready when it is.
“Can't I just apply to banks myself?”
You can — but most people don't know which products they qualify for, apply to the wrong ones, take unnecessary hard pulls, and miss out on better options. We prevent those mistakes and save you months of trial and error.
“How long until I actually see money?”
Most funding sequences take 7–21 days from start to finish. Some products move faster depending on your credit profile. We set realistic expectations on the first call so there are no surprises.
“I've worked with someone before and it didn't go well.”
We hear that more than you'd think. The difference here: we don't get paid unless you do. There's no upfront cost, no vague promises. Just a clear plan and someone walking you through every step.
Every Week You Wait Is Capital You're Leaving on the Table
A free 15-minute call to find out what you qualify for. No pressure, no fee unless you get funded.
See What You Qualify ForWe only take on a limited number of new clients each month to maintain quality
Ready to see what you qualify for?
Check Your Options — Free